Analysis of the motion of bank credits and assessment of factors risk reduction

In the banking sector, being able to reduce risks, as well as assess risk factors, is an important problem. This article explains the advantages of banking services, proposes the position of maximizing the benefits of traditional financial transactions, presents the functions of commercial banks to help reduce transaction costs. Accounting entries are provided to help monitor the state of an object. The main blocks for assessing and analyzing borrowed capital are presented, which allow determining changes in borrowed capital. The purpose of this study is that, thanks to the analysis of the movement of loans, the bank’s capital can be effectively used.