Analysis of the factors affecting the profitability of some organizations in the insurance industry in Russian Federation for the period 2015-2016

The article is devoted to the analysis of the factors influencing the profitability of some organizations of the Russian insurance industry, using the example of PJSC IC "Rosgosstrakh" and SPAO "Ingosstrakh". Having considered the concept of an insurance organization and its essence, factors were identified that affect the amount of income from insurance premiums of insurers. The main conclusion of the article - despite the fact that companies carefully analyze and responsibly relate to the factors of increasing the amount of income from insurance premiums, the degree of final profitability of insurance companies is not always affected by the higher value of the index of earned insurance premiums - net reinsurance.