Analysis of approaches to research of financial solutions

The article is devoted to the theoretical analysis of studies of this type of economic decision, as financial. The article deals with economic, behavioral economic, and psychological approaches. The methodology of research of savings behavior, as well as financial behavior is considered. Economic and psychological determinants are considered, which must be taken into account when analyzing these types of economic decisions. As a result, a generalized model is considered that includes such determinants as motivation, temporal orientation, level of impulsiveness, perceptual features and optimism, attitude towards risk.