Bank stability issues

Автор: Lapenkov V.Y.

Журнал: Экономика и социум @ekonomika-socium

Статья в выпуске: 3-1 (16), 2015 года.

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One of the major roles of banks and other financial intermediaries is to channel funds from savings into valuable projects. In doing so, banks engage in “liquidity and maturity transformation,” since they finance long-term, illiquid projects while funding themselves with short-term, liquid liabilities. By performing this important role, banks expose themselves to the risk of runs: If depositors or other short-term creditors worry about their claims, they may withdraw funds en masse and cause the bank to fail.

Finance, banking, research, stability

Короткий адрес: https://sciup.org/140113606

IDR: 140113606

Список литературы Bank stability issues

  • Minsky, H.P. (2008), Stabilizing an Unstable Economy, McGraw-Hill.
  • Fiordelisi F., Mare D., (2014). Competition and Financial Stability in European cooperative banks. Journal of International Money and Finance, 1-16
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