Banking policy of resource mobilization: controversial aspects of economic substance

The analysis of the definitions of the banking financial and resource policy makes it possible to systematize the conceptual construct of the field under review and reveal the relationship between the terms ‘deposit policy’, ‘issuing policy’, ‘stockholders’ equity management policy’, and ‘financial resource mobilization policy’. The author concludes that, nowadays, the definition of the bank’s resource policy should reflect a comprehensive view on resources as factors of production rather than interpret them only as sources of funds. The significance of banking financial resources that are being managed by the bank’s financial policy necessitated clarifying the content of the principles, methods, and measures of the financial policy and its structural units refined on the basis of general and specific financial policy instruments.