Bank lending: trends and new technologies

The author analyzes the digital transformation of banking technologies. Based on practical examples, it shows how innovative technologies are used in solving various problems of bank lending. He pays special attention to the impact of mobile mechanisms and software on modern bank lending and changing its format. He concludes that in the medium term, the integration of banks and technology services will increase the efficiency of banks’ lending activities, strengthen their competitive strategy and allow them to better meet customer needs.