Individual bankruptcy: when can I take away only housing

Analyzing the materials of court practice on the bankruptcy of indi[1]viduals, one can come to the conclusion that often the most liquid asset of such debtors is their only home. Of course, creditors quite often try to ensure that their claims are satisfied at the expense of such property, which is met with opposition from the debtor who is trying to preserve the "hard earned" by invoking enforcement immunity in respect of the only habitable dwelling. Sometimes the debtor succeeds in doing this, and sometimes it does not. That is why it can be argued that the collection of the only housing is one of the most pressing issues that currently stand in bankruptcy cases of individuals.