Diversification active operations of bank as the way of optimization of revenues of commercial bank on the example of PJSC Krayinvestbank and PJSC Sberbank

In this article the structure of assets of two banks is considered: PJSC «Krayinvestbank» and PJSC Sberbank.These banks were chosen not by chance: PJSC Krayinvestbank is a regional bank which undergoes the procedure of sanitation now, PJSC Sberbank is the leading bank in the Russian banking system. In this article the structures of assets of two credit institution and in general of all Russian bank sistem were estimated. As a result of researches were offered a number of the recommendation to two studied banks.