Financial security of households in modern conditions

The article is devoted to the analysis of financial security of households in modern conditions. The consideration is caused by the need to disclose the concept and factors of achievement. The theoretical and methodological basis was provided by scientific publications of scientists, their own observations and research results in the field under consideration, as well as generally accepted methods of scientific knowledge. The article notes that household financial security should be considered as a system that includes a set of provisions for ensuring safe living by households themselves and from the standpoint of a government approach based on a policy of economic growth, improving the standard and quality of life in the country. In this regard, the author divides the factors influencing the financial security of households into two groups, which reveal its multidimensional nature and which, in conditions of instability, are exposed to external and internal threats and risks. The result was a proposal of key areas for ensuring the financial security of households, which can be mobilized in modern conditions to ensure a qualitative leap in the growth of the standard of living of the population. The article may be of interest to representatives of the community involved in the study of financial security and household security.