Financial statements as the object of analysis and evaluation kreditosposoben organization

Procedure for assessment of creditworthiness of the borrower begins with a discussion of financial reporting information. The latter helps to get an overview of the financial - economic situation, which turned out to be the borrower, and at an early stage of the analysis of the "weed out" those applicants for a loan, the financial resources which will point to the fact that they probably will not be able to fulfill its obligations under return the loans.