Financial assets of household establishments as a source of formation of investment resources of commercial banks

The article examines the main directions of the study due to the need to increase the work of banks to increase financial resources that allow them to allocate free capital to various sectors of the economy in order to generate income. Market transformations strengthen the dependence of the investment economic system on the financial well-being of households, require widespread use of the financial resources of the population to stimulate consumer demand, and the formation of the investment potential of the economy.The unsettling of the crown-conceptual issues of investment growth of the economy, the lack of inadequate programs to involve financial assets of households in the process of economic growth hamper the development of investment reforms in the Russian economy. The work of banks with the population on attracting free monetary capital, for the development of investment activities of banks is the main direction of the formation of longmoney. Due to insufficient funding, theproblem of updating fixed assets is very acute and painful. Due to insufficient funding, the problem of updating fixed assets is very acute and painful. Therefore, in order to additionally invest money capital in the real sector of the economy, credit institutions must find ways of cooperation to increase inflows of deposit operations. Financial assets of households are one of the main sources of capitalraising for the formation of investment resoкrces of commercial banks. Iт the modern economiс system, the aligтmant of rhe gутeral objectiver of credit institutions and the greater attraction of the client bfse,taking into account the prof table investments, will expand the tactical and strфteпic investment policy of commercial banks, as well as allocate free capital to various sectors of the economy.