Characteristics of credit policy and loan portfolio management of commercial banks in modern market conditions

This article discusses the current state and problems of the credit policy of a commercial Bank. The article considers the specifics of their activities from the perspective of modern development of the country's financial sector. The article compares the dynamics of changes in the volume of the loan portfolio and the net profit of the leading Russian banks and presents ways to improve the management of the credit portfolio by a commercial Bank based on external and internal factors of influence.