Investment portfolio as a tool for ensuring financial stability of households

In the modern world, where economic instability and financial crises are becoming increasingly common, ensuring the financial stability of households is becoming an urgent task. An investment portfolio is one of the tools that can help households maintain and increase their savings, as well as protect them from possible economic shocks. However, despite the obvious benefits, many households do not have a clear idea of how to properly form and manage an investment portfolio. This determines the relevance of research aimed at studying the features of the formation and management of an investment portfolio to ensure the financial stability of households. Subject of research: investment portfolio as a tool for managing household finances. Purpose of the work: to study the features of the formation and management of an investment portfolio to ensure the financial stability of households. Method or methodology for carrying out work: analysis of scientific literature, statistical data, as well as the study of practical experience in the formation and management of investment portfolios. Results of the work: during the study, the basic principles of forming an investment portfolio were identified, optimal investment strategies were determined for various purposes and risk levels, and practical examples of successful investment portfolios were considered. Scope of application of the results: the results of the study can be used by households to develop their own unique investment strategies, as well as by financial specialists to advise clients on managing investment portfolios.