Use of artificial intelligence technologies in forming a database of corporate borrowers of the bank

This article analyzes the use of artificial intelligence technologies in forming a credit database of corporate borrowers for a bank. It provides a definition of the credit database of corporate borrowers and characterizes the process of its formation, highlighting several key stages. A structural diagram of such a database is presented. The use of specific artificial intelligence technologies is examined according to the specifics of the main stages of its formation and the level of structured information accumulated. The possibilities of generative artificial intelligence models in constructing the structural diagram of the credit database are identified. An algorithm of artificial intelligence actions in forming the database is described. The economic benefits of the bank from automating this process based on intelligent technologies are determined. Conclusion dwells upon the fact that leveraging artificial intelligence capabilities in forming bank customer databases can positively impact the efficiency of the entire corporate lending process and credit portfolio management.