Effective credit risk management as a tool for strengthening the financial security of a bank

The article examines theoretical aspects of credit risk management in a commercial bank and considers methods for assessing them. The main factors that affect the level of bank credit risk are identified. As a result of the analysis of the riskiness of credit activities of Russian banks, the main trends in the development of the banking sector of the Russian Federation are identified, and measures aimed at improving the efficiency of credit risk management in commercial banks are proposed.