The problem of attraction of credit resources for long-term mortgage housing lending at the regional level

The article analyzes the situation prevailing at the moment in the mortgage market, the problems associated with mortgage lending at the present stage of development, the proposed private options for financing long-term mortgage housing credits allocated possible models of attraction of long-term Bank credit, proposed the creation of a regional market for mortgages as a source of self-sufficient system of refinancing of mortgage lending and the inclusion of regional banks in this kind of lending, considered alternative schemes mortgage housing loans at the regional level. Main methods of research: statistical, systematic approach, analysis, analogy, generalization, etc. In the process, highlighted the main problems on the market of mortgage housing crediting at the present stage of its development, including at the regional level and identified the main options for long-term financing of mortgage loans.