To the issue of mortgage development history

The question of the history of the origin and development of the mortgage. The historically established stages of the evolution of mortgage and mortgage lending denote the characteristic features of the development of the structure and content of the Russian mortgage in the constantly changing conditions of state arrangement and social life. Each period has its own prerequisites for creating an effective mortgage system in Russia. A comparative analysis of the stages of the reformation is given and the advantages and disadvantages of the mortgage at each historical stage are determined. that the mortgage today has two characteristics, it is integration when it can be seen. Conclusion concludes that mortgage banks work closely with developers, realtors and brokers to get the effect of mortgage lending, endowed with various types of risks.