To the question about consumer lending in commercial bank

The issue of improving consumer credit requires further comprehensive study. The scientific literature does not adequately set out the macroeconomic aspect of the problem that led to the need for the study of the consumer credit market in the direction of the analysis of the present level of its development and the factors affecting this process, assessment of its dynamics. In this regard, the problem of development of the consumer lending market in Russia and the policy actions of commercial banks in this market can not be classified as decisions both on a practical and on a theoretical level.