On the issue of an individual debtor’s discharge in bankruptcy as a result of bankruptcy proceeding in court

The authors consider the problem of the release of individuals from the performance of obligations as a result of the judicial bankruptcy procedure. They give a general description of the grounds for releasing a person from the performance of obligations. Based on the analysis of judicial practice, it is concluded that in Russia the bankruptcy model of individuals refers to the «pro-debtor model», in which the interests of the bankrupt are put in the first place. They offer recommendations to help achieve a balance between pro- creditor and pro-debtor approaches in bankruptcy proceedings.