On the issue of price adequacy and margin in compulsory motor liability insurance

The article discusses the current mechanism for regulating pricing in compulsory motor liability insurance. The positive effect of the policy of the regulator (Bank of Russia) aimed at individualizing tariffs was noted, however, the approval of the base tariffs by the regulator does not fully ensure the adequacy of insurance premiums and the marginality of this type of insurance. The author revealed the presence of a currently inoperative legal provision that directly limits the marginality of compulsory motor liability insurance. Analyzed the specifics and the possibility of applying this norm along with tariff regulation