Directions for developing activities of commercial banks with state participation

This article justifies the need to change the concept of developing activities of banks with state participation. The content of the concept of «bank with state participation» is examined, the structure of shareholders of Russian commercial banks is analyzed and banks that are under state control are allocated. The share of credit institutions with state participation in the total assets of the Russian banking system is determined. As a result of the analysis, the author comes to the conclusion that the concentration of assets over the past ten years in the largest banks with state participation is gradually increasing. As a debatable problem of recent years, the problem ofprivatization of banks with state participation is highlighted and ways ofsolving it are proposed on the basis of the analysis of the effectiveness of their activities. The author suggests the directions of the developing activities of commercial banks with state participation as a ”cat-alyst" in the innovative development of the Russian economy.