Development directions in the sphere of cargo transportation and insurance

The freight transportation industry and the formation of new insurance programs are in the stage of dynamic development and improvement. Thanks to online services, new service delivery models have emerged that simplify the search for carriers and optimize logistics. The article examines innovations in the field of freight deliveries and cargo insurance, highlights potential risks, and outlines the prospects for using digital economy tools. As a result, insurance companies and logistics operators will be able to improve service and increase efficiency, which will affect the speed and quality of cargo deliveries.