Neobanks in Russia: features and their influence on the economy

The article identified the main features of optional from an institutional and technological point of view. The classification of neobanks in Russia, the stages of their development during the construction of the digital economy in the country and the differences in neobanks in Russia compared to European ones are considered. The main problems hindering the development of these banks in the national economy are highlighted. According to the results of the study, it was concluded that neo-banks in Russia, in comparison with European ones, are developing in a different way, depending on the institutional, legal and other features of the Russian banking system.