New requirements on banking activities

Since last year, Russian banks have seen a steady improvement in their key indicators, the cost of borrowing is falling, lending to the national economy is expanding, deposits of the population are growing, and profits are increasing. At the same time, among the specialists and managers of the banking sector there are different views on the prospects and organizational forms of the nearest development of banking activities. At the same time, the challenges of the banking activity, which is increasingly being developed by organizations outside the banking system, have emerged. This is especially true in new financial platforms and related ecosystems focused on e-Commerce and logistics priorities, which will require the development of new forms of organization, management, oversight and regulatory control. Preserving the potential of the banking business requires the implementation of a long-term competitive strategy that goes far beyond the financial sector.