About the risks in the sphere of living standards of the Russian population, opportunities and solutions to reduce them

The article is devoted to identifying the main risks in the field of living standards of the population, opportunities and developing solutions and identifying tools to reduce/overcome them. The methodological basis of the study was the methodological provisions of Russian statistics for determining indicators of the standard of living of the population, as well as the author's original methodological approaches to the formation of special indicators and methods for studying processes and phenomena in the field of living standards. The information base of the study is based on macroeconomic data from state statistics on the most important indicators of the standard of living of the population; results of a sample survey of household budgets conducted by Rosstat; federal statistical observations on socio-demographic problems; results of monitoring studies of income and living standards of the population. The work presents the author's approach to the concept of “risk” in relation to the sphere of living standards. The risks identified during the study are grouped according to differentiating characteristics:generated by high socio-economic differentiation of the population in terms of income and housing provision; 2) due to high differentiation in basic components of the standard of living between urban and rural areas and inequality in the development of human potential; 3) the prevalence of employment that does not ensure the stability of the financial situation of households; 4) due to insufficient social support for low-income households with children. Solutions and tools, including comprehensive and systemic measures of a medium- and long-term nature to overcome risks to the standard of living of the population, are highlighted in the following areas: 1) Adjustment of the current and development of a new regulatory framework regulating social standards of living standards; 2) Increasing the level of real cash incomefrom employment; 3) Overcoming absolute monetary poverty of low-income families with children; 4) Improving the housing security of the population, reducing inequality in the security of urban and rural residents. The results of the study are aimed at substantiating decisions to overcome modern challenges in the sphere of living standards of the population.