Ensuring equality of rights for consumer borrowers in legal relationship with creditors and lenders: legal regulation and judicial practice

The article examines the problems of determining the legal status of a consumer under Russian law and controversial issues of providing legal guarantees for this category of subjects of civil law. The public and private law methods of consumer protection are analyzed. The author draws attention to the application of the estoppel principle in consumer legal relations, concludes that legislative regulation and the practice of its application are imperfect.