Assessment of financial risks of insurance companies (on the example of JSC "GSK"Yugoria")

The article assesses the risks inherent in the activities of insurance companies. It was revealed that, along with the insurance risk, the insurance company is more exposed to risks: currency, financial stability, liquidity. Based on the results of the study, the following problems were identified: with the ratio of own and borrowed funds (in the area of sufficiency and stability of own sources); with violations of balance sheet liquidity (problems with the amount of quick assets); the growth of the exchange rate and the weakening of the ruble, which can subsequently have an impact on the purchasing power of citizens (an increase in the cost of spare parts for foreign cars).