Estimation of transformational processes in the banking sphere of Russia

The article considers such concepts as “merger”, “affiliation” in the banking sector, as well as features and dynamics of these transactions on the Russian market. With the introduction of requirements for minimum equity, stricter requirements for the level of sufficiency of own funds, the introduction of new regulations of the CBR, many small and medium-sized banks faced the problem of lack of equity to ensure the operation of uninterrupted operations. The consequence of this is precisely the tendency to increase merger deals, as a result of which small regional banks join larger financial corporations. As a result of the conducted research, the main goal was achieved: using the indicators of financial statements of the companies and analysis of the dynamics of the bank's shares quotations, a synergistic effect was obtained from the merger of selected Russian banks. Based on the results of the study, recommendations are offered to banks that decided to conduct a reorganization transaction.