Features and issues of mortgage lending in the Russia

The article discusses the features and problems of mortgage lending in the Russian Federation. As a method of securing obligations, mortgages are gaining increasing importance today. It protects the interests of the creditor under the loan obligation, giving him the opportunity, in case of default by the debtor, to obtain satisfaction from the value of the property pledged, possessing value as a result of its natural properties (it is immobile, which means it cannot be lost and stolen (requires state registration).