The peculiarities of competition of the banking retail service market in Russia

The article assesses the intensity of banking competition on the retail services market: the deposit market and the retail credit market. The author calculates the Herfindahl - Hirschman Index, and the results show that the deposit market is highly concentrated while the retail crediting market is moderately concentrated with more intense competition. All in all, both market segment are characterised by the Sberbank domination.