Особенности обеспечения сбалансированной политики формирования пассивов банка

The article considers the features of ensuring a balanced policy for the formation of bank liabilities, implemented on the basis of compliance with the fundamental principles of banking, as well as the restrictions that are characteristic of the crisis period and the period of “limited growth” of the economy. The composition of internal and external factors influencing the implementation of a balanced policy of formation of bank liabilities is determined. The degree of transformation of banking resources in Russia is estimated. It is concluded that the model of attracting resources and the corresponding structure of the bank’s liabilities are largely determined by its industry, group affiliation, proximity to the flows of financial resources distributed through large state and private organizations of the real sector.