Features of risk management in banking groups on the example of Raiffeisen Bank International

This article is devoted to the consideration of the features of risk management in international banking groups. The object of the study is the second largest banking group in Austria, Raiffeisen Bank International (RBI), and the subject is its risk management system. Its annual financial statements for 2023 serve as the main data source. The authors outlined the basic principles and scheme of risk management in the banking group, named the features in the work of the main committee overseeing this line of business, and also highlighted and analyzed the dynamics of an indicator reflecting the amount of unforeseen losses associated with various categories of risks. Based on the results of the study, conclusions were drawn about the prospects for expanding the group and the factors that may prevent this.