Legal Problems of Modern National Payment Systems and Ways to Solve Them

The role of national payment systems in the economy is to provide liquidity in financial markets, simplify settlements between enterprises and consumers, and promote the development of electronic commerce and the digital economy. Thereby ensuring financial stability and increasing the level of activity. The author analyzes the legal norms that regulate legal relations in the field of national payment systems. The problems in this area are identified and a number of recommendations aimed at improving the effectiveness of the legislative apparatus in this area are formulated.