The problems of determining the credit risk in the framework of the credit assessment of the borrower of a commercial bank

The growing need of enterprises for investment resources determines the special importance of the development of the theory of effective bank lending and the practice of its implementation. This problem is connected, first of all, with the development of a methodological apparatus for assessing the object and the subject of the loan, the quality of its security, the level of profitability of credit operations, operational and credit risk.