Ways of improvement of insurance of bank risks in the Russian Federation

The instability of the economic situation, the banks in question protect it from the impact of external and internal factors, the influence of which can negatively affect the financial stability of a credit institution. To solve this problem focuses on the issue of bank risk management as one of the most important trends in bank management. The purpose of the article - the need to define and analyze bank risk insurance in Russia, to identify the main problems of development of banking risk insurance and bring proposals for their solution. The analysis of bank insurance in Russia, identified the need to insure their risks by banks, the main problems of the banking risk insurance and developed recommendations to address these problems. The basic risks faced by commercial banks in their work, analyzed the scope and dynamics of the market of bank insurance in the Russian Federation. In the process, it has been proposed a model of comprehensive banking risk insurance, which shows the mechanism of interaction of all the institutions in the process of banking risk insurance. Thus, the banking risk management system is of great importance the functioning of the institution. This important activity is necessary to rely on the long experience of western countries, which already have proven banking system of risk assessment. This will stabilize the bank's cash flow, reduce the level of uncertainty of its activities, to minimize losses from the occurrence of insured events, and to integrate Russia into the international banking system.