Calculation of the share of defaults on consumer credit as a way to reduce interest rates on loans to households

Автор: Nosova T.P., Danilov V.R.

Журнал: Экономика и социум @ekonomika-socium

Рубрика: Основной раздел

Статья в выпуске: 6-1 (37), 2017 года.

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This article links the two issues of the Russian market of crediting of the population - high interest rates on loans and rising share of overdue debt in the total amount of consumer crediting of Russia. The authors proposed a model, which in practice can lead to minimize the impact of these problems on the consumer credit market. Justification of the model presented in the example.

Consumer credit, interest rate, overdue debt, the risk of loan default

Короткий адрес: https://sciup.org/140124178

IDR: 140124178

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