Implementation by banks of the requirements of the "Know your customer" information platform

The article discusses the legal features of compliance by Russian banks with the requirements of the Know Your Customer information platform (KYC Platform). The dynamics of legislative changes and their content are analyzed. The difficulties of implementing this principle in the activities of Russian banks are revealed, including through the prism of judicial practice. The article examines the legislative novelties introduced by Federal Law No. 423-FZ of December 21, 2021, the merits and legal risks of the new KYC Platform implemented by banks with the participation of the Bank of Russia. The author comes to the conclusion that the legislator or regulator should pay attention to the legal uncertainty of certain issues of compliance by credit institutions with the requirements of the Know Your Customer platform and make the necessary adjustments.