Regional housing construction savings as a tool for improving housing affordability for the population
Автор: Pechenskaya Mariya Aleksandrovna, Ilinskii Dmitrii Gennadievich
Журнал: Economic and Social Changes: Facts, Trends, Forecast @volnc-esc-en
Рубрика: Regional economy
Статья в выпуске: 6 (54) т.10, 2017 года.
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The article is devoted to the issue of housing affordability on the Russian market. Based on official statistics, the authors reveal the main trends of the regional housing market development. The article reviews government priorities in the housing policy and presents calculations of the housing affordability index in the Vologda Oblast according to several scenarios. The authors present the results of the ISEDT RAS population survey conducted in the Vologda Oblast concerning the level of people's satisfaction with their housing conditions. The results indicate that only 37% of the population are satisfied with their housing, 13% - rated their living conditions as bad. The authors research best practices of a number of constituent entities of the Russian Federation in order to address the shortage, quality and affordability of housing. Numerous studies by Russian scientists indicate the necessity of forming and introducing new tools and mechanisms to improve housing affordability in the Russian practice...
Mortgage loan, saving and loan program, housing savings bank, increasing housing affordability, saving and loan tools, housing construction savings, public mortgage
Короткий адрес: https://sciup.org/147223997
IDR: 147223997 | DOI: 10.15838/esc.2017.6.54.12
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