Regional features of the economic behavior of population (on the example of the Russian Far East)

The purpose of the article is to identify trends in the transformation of some aspects of the economic behavior of residents of the regions of the Far East Federal District (FEFD). The authors present the results of a comparative analysis of the dynamics of indicators characterizing the activity of individuals in the financial sector (within the macro-region and relative to all-Russian indicators). On the basis of official statistics, changes (2018-2020) in the volume of disposable monetary resources of households (in urban and rural areas) were studied as opportunities for the population to implement financial (monetary) strategies. The regions of the Far East Federal District were ranked by the volume of deposits of individuals in rubles, attracted by credit institutions, as one of the important elements of savings behavior; there were identified leaders and outsiders in terms of the growth rates of the volumes of organized savings. The article shows government measures (program) to increase the level of financial literacy of the population and develop financial education for citizens to take the most effective and least risky decisions when choosing a strategy for economic action. It demonstrates the change in the rating of the FEFD regions (2019) according to the general Index of Financial Literacy, as well as its separate components: knowledge in the field of finance, financial management skills, attitudes towards finance. There was revealed a higher financial literacy rate (in more than half of the regions of the Far East Federal District) in comparison with the all-Russian indicators. And among the Federation subjects of the analyzed District, both in 2018 and in 2019, Primorsky Krai fell into group A (the best values of the Financial Literacy Index). The regions-leaders of the Far East Federal District were identified in terms of opportunities and methods for implementation of economic activity by the population.