The role of the banking insurance in forming credit risk management system of a commercial bank

The article deals with the current issues of the activity risk management of commercial bank. Full-fledged insurance defense needs to the banks as an essential part of effective risk management system. The author has emphasized the main directions of the modern banking insurance and concluded that the banks should clear formulate the all needs. Also the author says about the conscious using by them the insurance adequate mechanisms during infrastructure perfection by risk management and about the expediency of greater adaptation proposing by insurance company's products to the banks' needs.