Conservations of the population in the passions of credit organizations

This article analyzes the volume, structure, dynamics of savings of the population in the liabilities of credit institutions, in particular individuals. The composition and dynamics of bank deposits of the population, both in rubles and in foreign currency, are investigated. Analyzed and shown are the types of tools that individuals use to create savings. In the conditions of modern development of the country's economy, the problem of investing the resources of the population is quite relevant. Under conditions of limited access to the resources of international capital markets, geopolitical tensions, the role of domestic sources of financing the country's economy increases, which contributes to the actualization of the financial potential of savings of the population in the context of investment significance. In the Russian economy, the dynamics of savings in the liabilities of the population is determined by the savings behavior of a narrow segment, which as a percentage, makes up 20% of the total population, investment significance largely depends on the effective activity of commercial organizations that are mediators of investment capital.