Systematic cyber-risk in information risk insurance

This article examines the impact of a systematic cyber risk on information risk insurance. The study defines the nature of cyber risk, as well as the insurance market’s key risk management opportunities, taking into account the systemic nature of cyber risk in cyber insurance. To achieve this goal, a review of studies by domestic and international researchers, as well as industry reports, was conducted. The article was prepared as a report for the section “Education for Sustainable Development of Territories” of the IV annual international scientific and practical conference “Digital Transformation of the International Economic System” (October 2, 2025, MGIMO University of the Ministry of Foreign Affairs of Russia).