Joint obligations of spouses when courts consider cases on bankruptcy of a citizen

The article is devoted to the study of the issue of recognition of obligations as general in bankruptcy cases. The study analyzed the general provisions of the legislation on joint obligations of spouses in a bankruptcy case and examined individual problems that arise when courts consider creditors’ requests to recognize the debt as common. As a result of the study, the author concluded that at present the issue of recognizing obligations as general in bankruptcy cases is solely at the discretion of the judge and there are no clear criteria for considering the issue of recognizing a debt as general. Based on the results of the work, the authors developed his own approach to improving legislation, which is expressed in the need to amend the legislation on consumer lending.