Current problems credit small and medium businesses in Bryansk region

This article discusses the main challenges of raising funds for small and medium-sized businesses, the analysis of the main constraints of bank lending to small and medium-sized businesses. In addition, the approach to the problems of organization of small business lending procedures in commercial banks. Particular attention is paid to the components of this process: the optimization of business processes, the establishment of unambiguous criteria for creditworthiness assessment, training and development in order to reduce the level of personnel rotation. The reasons arising from the lending problems and concrete recommendations to address them.