Modern problems of legal regulation of non-cash payment by plastic bank cards

The article analyzes the causes of crime growth in the field of computer and telecommunication systems through the use of cashless payments using plastic bank cards. The author reviews the main types of crimes in the sphere of circulation of non-cash payments, as well as activities, enforced by the Russian Interior Ministry aimed at their effective prevention, detection and suppression. Significant attention is paid to combating terrorist and extremist activities financing. The data presented in the article are supported by statistical indicators and examples of significant criminal cases initiated in our country in recent years. The result of the work is the definition of basic state functions in order to ensure the transparency of the credit and financial system: regulation of electronic payments, identification of legal status of bank cards operations at the federal level, introduction of new technical and technological means to protect bank cards.