Average per capita monetary incomes of Russian households as a key indicator of their financial condition (by regions of the country)

The article analyzes the distribution of the indicator "per capita monetary incomes of the population" in 2021 by territories (regions) of the Russian Federation by applying the method of groupings and calculating the indicators of variation. According to the results of the structural grouping, it was found that the largest number of subjects of the Russian Federation is located in groups with an average per capita monetary income of more than 29,839 rubles, but less than 41539 rubles. In 44.7% of Russian regions, the average per capita monetary income ranges from 29,839 to 41539 rubles.; in 38.8% of the country's regions, the analyzed indicator is located in the range from 18139 to 29839 rubles. The calculation of quartiles allowed us to establish that 25% of the country's regions have average per capita monetary incomes of less than 25673.1 rubles (the first quartile); 25% of the regions of the units are in the range between 25673.1 and 32764.0 rubles (the second quartile); 25% of the regions of the Russian Federation - between 32764.0 and 39306.8 rubles (the third quartile); the remaining 25% regions exceed 39306.8 rubles (fourth quartile). A comparison of the levels of average, median and modal per capita monetary incomes of the population in the regions of the Russian Federation revealed that in 2021, the median level of per capita monetary income is 10.4% less than the average size of per capita monetary income; at the same time, the modal level of per capita monetary income of the population is 14.3% less than the average size of per capita monetary income. Therefore, median income should be used as a key indicator of the financial condition of households, which will allow a more objective assessment of the standard of living of the population. The income policy of the population aimed at reducing the differentiation of income of the population, including in the regional context, should allow increasing the economic growth rate of the national economy. The positive consequences of reducing the differentiation of the population by income are: accelerating the growth of human capital (as a result of greater availability of high-quality medical and educational services), which leads to an increase in labor productivity in the national economy.