Transformation of educational programs as a response to financial challenges: the experience of regional universities

In the context of increasing financial pressure on higher education institutions, especially in the regions, the transformation of educational programs is becoming a key mechanism for universities to adapt to new challenges. The article discusses the main directions and mechanisms of transformation of educational programs in regional universities of Kyrgyzstan. Special attention is paid to measures to optimize curricula, introduce digital and hybrid forms of education, develop short-term and applied programs, as well as expand networking with businesses and foreign partners. The article analyzes the experience of income diversification through increasing the contract form of education, participation in international grants and commercialization of scientific research. The key risks and limitations are highlighted, including a shortage of IT infrastructure, teacher resistance, and the threat of declining educational quality. Finally, recommendations for sustainable modernization are proposed, including the need for government support, the development of educational tourism and integration with the local economy. The work highlights the strategic importance of flexibility and a systematic approach in managing regional universities in modern conditions.