Impact of the pandemic on credit risks in the banking sector

In the banking sector during the crisis peak, due to the epidemiological situation in the country, did not stop the demand for the provision of banking services in Bank offices and remotely. In the field of lending to legal entities, record results were shown. With the introduction of the state program on preferential mortgages, the share of lending to individuals increased. However, the problem of debt for all types of loans granted also continues to grow, as unemployment increases and wages are reduced to a minimum.