Effect of housing lending on indexes of security residential by the example of the Rostov region

The article is devoted to the estimation of the influence of the development of housing crediting on indicators of the provision of housing for citizens and the pace of housing commissioning in the example of the Rostov region. A brief description of the socio-economic development of the region is given, based on the results of which a study was made of the dependence of the indicators of the provision of housing for citizens and the commissioning of housing from the development of the housing loan market. The study showed that there is a statistically significant relationship between the total accumulated arrears in housing lending and the indicators of the provision of housing for citizens, as well as the level of housing commissioning. The results of the study allow us to affirm the positive nature of bank lending to the population in achieving socially significant goals.