Russians’ Trust in the Voluntary Pension Insurance System

The article raises the problem of involving Russians in the system of voluntary pension insurance (provision), identifies stress points that confirm the timeliness and necessity of implementing measures to make more active use of financial instruments and opportunities by citizens in preparing themselves for old age. Some of the key barriers to scaling the number of participants in Non-State Pension Funds and the Long-Term Savings Program are relatively weak awareness and the formed low trust of the population both in the programs themselves and in the entities of non-state pension insurance. Determining that increasing citizens’ trust in the voluntary pension insurance system is a strategically important task for the state and financial institutions, a group of scientists from the Financial University conducted a study in 2025 using sociological methods of collecting and processing infor-mation. The article presents fragments of the results obtained through a survey of 1,600 people, the data represent the Russian population by gender and age.